Compare Pet Insurance Plans

Find the perfect plan for your pet — filter, compare, and connect with providers.

12 plans for All Animals
🐾

Healthy Paws

No annual or lifetime limits on claim payouts

$34/moest.
starting from
70–90%Reimburse
UnlimitedAnnual Max
$100–$500Deductible
2 business daysClaims
4.8(26,400)
App: ⭐ 4.7
🐕Dog🐈Cat
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🦮

Trupanion

Pays your vet directly — no waiting for reimbursement

$43/moest.
starting from
90%Reimburse
UnlimitedAnnual Max
$0–$1000 (per condition)Deductible
Minutes (direct vet pay)Claims
4.7(18,200)
App: ⭐ 4.6
🐕Dog🐈Cat
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💙

Embrace Pet Insurance

Comprehensive coverage with a diminishing deductible

$26/moest.
starting from
70–90%Reimburse
$5,000–$30,000Annual Max
$200–$1000 (annual)Deductible
5–10 business daysClaims
4.6(14,800)
App: ⭐ 4.5
🐕Dog🐈Cat
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🎾

Fetch Pet Insurance

The most comprehensive coverage — exam fees included

$37/moest.
starting from
70–90%Reimburse
$5,000–$15,000Annual Max
$200–$500 (annual)Deductible
5–7 business daysClaims
4.6(12,800)
App: ⭐ 4.5
🐕Dog🐈Cat
Get a Quote
🍋

Lemonade Pet

AI-powered instant claims — often paid in seconds

$13/moest.
starting from
70–90%Reimburse
$5,000–$100,000Annual Max
$100–$500 (annual)Deductible
Seconds to minutes (AI)Claims
4.5(11,700)
App: ⭐ 4.8
🐕Dog🐈Cat
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🏆

Pets Best

One of the most affordable plans with no age limits

$25/moest.
starting from
70–90%Reimburse
$5,000–UnlimitedAnnual Max
$50–$1000 (annual)Deductible
5 business daysClaims
4.5(21,300)
App: ⭐ 4.4
🐕Dog🐈Cat
Get a Quote
🎃

Pumpkin Pet Insurance

90% back on vet bills — preventive care included

$32/moest.
starting from
90%Reimburse
$7,500–$20,000Annual Max
$100–$500 (annual)Deductible
3–5 business daysClaims
4.5(9,200)
App: ⭐ 4.6
🐕Dog🐈Cat
Get a Quote
🐶

ASPCA Pet Health

Trusted by millions — backed by the ASPCA name

$28/moest.
starting from
70–90%Reimburse
$3,000–$10,000Annual Max
$100–$500 (annual)Deductible
3–5 business daysClaims
4.4(19,300)
App: ⭐ 4.3
🐕Dog🐈Cat
Get a Quote
⚡

Figo Pet Insurance

Up to 100% reimbursement with cloud-based claims

$29/moest.
starting from
70–100%Reimburse
$5,000–UnlimitedAnnual Max
$100–$1500 (annual)Deductible
3–5 business daysClaims
4.4(9,200)
App: ⭐ 4.5
🐕Dog🐈Cat
Get a Quote
🏛️

MetLife Pet

Backed by MetLife's century of insurance expertise

$29/moest.
starting from
70–90%Reimburse
$1,000–UnlimitedAnnual Max
$0–$2500 (annual)Deductible
10 business daysClaims
4.4(14,700)
App: ⭐ 4.3
🐕Dog🐈Cat
Get a Quote
🏛️

Nationwide Pet

The only major insurer covering exotic pets & birds

$17/moest.
starting from
50–90%Reimburse
$7,500–UnlimitedAnnual Max
$250 (annual)Deductible
5–7 business daysClaims
4.3(21,500)
App: ⭐ 4.1
🐕Dog🐈Cat🦜Bird🐇Rabbit🦎Reptile✨Exotic
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🎯

Spot Pet Insurance

Fully customizable plans for every budget

$22/moest.
starting from
70–90%Reimburse
$2,500–UnlimitedAnnual Max
$100–$1000 (annual)Deductible
5–7 business daysClaims
4.3(8,600)
App: ⭐ 4.2
🐕Dog🐈Cat
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